Child AD&D Insurance pays a benefit separate from the life insurance benefit, if your child is severely injured or die as the result of a covered accident.
This coverage is part of the Child Group Term Life Insurance offered through your employer.
Eligible employees may elect Children Supplemental AD&D Insurance in an amount equal to your children Supplemental Life Insurance amount.
If you elect more AD&D Insurance we will update your premium to match the Child supplemental life enrollment.
If you do not elect Child supplemental life insurance you cannot enroll in the Child AD&D Insurance.